Equipment finance · USA
Equipment finance in the USA: fund the asset, preserve your cash
Equipment financing for U.S. businesses: machinery, vehicles, medical, construction and technology assets from USD 50,000 to USD 50M. Terms matched to asset life, fast decisions.
Equipment finance lets a business acquire machinery, fleets, medical devices or technology while spreading the cost over the asset's working life. The equipment itself secures the facility, so pricing is usually sharper than unsecured borrowing.
Westford Capital Group finances new and used equipment for U.S. companies from USD 50,000 to USD 50M through its Asheville, North Carolina headquarters.
What can be financed
- Construction and earth-moving equipment
- Trucks, trailers and commercial fleets
- Manufacturing lines and CNC machinery
- Medical, diagnostic and laboratory equipment
- Solar, storage and energy-efficiency assets
- IT hardware and data-centre equipment
How deals are structured
Tenor is matched to the useful life of the asset, typically three to ten years. Advance rates depend on asset type, age and resale market. Balloon or seasonal repayment profiles can be agreed for cyclical businesses.
What to prepare
- Supplier quote or invoice with asset specification
- Two years of financial statements and recent bank statements
- Details of existing equipment finance and leases
- Insurance details for the asset
Speed
For facilities under USD 10 million with complete documents, Westford typically closes in less than 14 days. Larger or project-level facilities follow a diligence timetable agreed up front.
Next steps: check the eligibility checker, review indicative rates, run the calculator or apply. Prefer to talk? Call +1 (302) 579-5439 or book a deal officer.
Indicative information only; not an offer of credit. All facilities are subject to credit approval, KYC and documentation.
People also ask
What is the minimum equipment finance amount?
USD 50,000. Facilities run up to USD 50M depending on the asset and the business.
Can I finance used equipment?
Yes, subject to age, condition and resale value.
Is equipment finance better than a term loan?
If the asset holds value, equipment finance is usually cheaper because the asset secures it. See our asset finance vs term loan guide.
How fast can it close?
For facilities under USD 10 million with complete documents, Westford typically closes in less than 14 days. Larger or project-level facilities follow a diligence timetable agreed up front.
USD 1M+ facilities
Senior desk hours — Asheville & Dubai
Asheville, NC desk (HQ)
Mon–Fri 8 AM–6 PM local
Dubai desk · Business Bay – Bay Square
Mon–Fri 8 AM–6 PM local
Call +1 (302) 579-5439 or WhatsApp, or hold a 45-minute deal-officer slot below.
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