Asset finance
Equipment and asset finance for machinery, fleets and vessels
Equipment and asset finance from USD 50,000 to USD 50M. Fund machinery, vehicles, aircraft and vessels with the asset as security and terms up to 10 years.
Asset finance lets you acquire productive equipment without tying up cash, using the asset itself as security. Because the loan is secured, pricing is typically lower than unsecured borrowing and tenors can match the working life of the equipment.
Westford finances assets from USD 50,000 to USD 50 million, from a single excavator to an entire logistics fleet or an aircraft.
What you can use it for
- Heavy machinery and construction equipment
- Fleet vehicles and trucks
- Aircraft and vessels
- Manufacturing lines and automation
- Medical and diagnostic equipment
Who qualifies
Businesses acquiring new or used productive assets with a clear revenue use.
How the facility is structured
- Asset serves as primary security
- Terms up to 120 months
- Balloon payments available
- New and used equipment eligible
How to apply
- Apply online in about ten minutes with basic company and project details.
- A named deal officer reviews your application and requests supporting documents.
- Receive an indicative term sheet outlining amount, rate, tenor and conditions.
- Complete due diligence, sign the facility agreement and draw down funds.
Ready to start? Submit your application, check the eligibility checker, or review current indicative rates. Westford never requests upfront fees by wire, gift card or crypto — see our scam warning.
Frequently asked questions
- Can I finance used equipment?
- Yes, subject to valuation and remaining useful life.
- How much deposit is needed?
- Typically 10–20%, depending on asset type.
- What is the maximum term?
- Up to 10 years.
Ready to finance your next milestone?
Submit a proposal in minutes. A Westford deal officer will respond within two business days.
