Compare · private credit funds
Private credit funds vs direct commercial lending
How private credit funds compare with direct commercial lending from Westford: deal size, flexibility, documentation, speed and when each fits mid-market borrowers.
Private credit funds have grown into a major source of mid-market and sponsor-backed lending. Westford Capital Group lends directly to operating businesses and project companies from USD 50,000 to USD 250M. Both are non-bank options; they differ in minimum ticket, documentation and who they target.
Here is a fair side-by-side.
| Private credit fund | Westford Capital Group | |
|---|---|---|
| Typical borrower | Sponsor-backed mid-market | Operating businesses & project sponsors |
| Ticket size | Often larger minimums | USD 50,000 – 250M |
| Structures | Unitranche, second lien | Term, revolving, asset, project, unsecured |
| Speed under USD 10M | Varies | Typically less than 14 days |
Private credit funds often fit
- Private-equity-backed buyouts and recapitalisations
- Large unitranche deals with sponsor equity
- Borrowers comfortable with fund-level covenants and reporting
Westford often fits
- Owner-managed businesses below typical fund minimums
- Facilities from USD 50,000 — including unsecured
- Project, infrastructure and asset finance in one relationship
- Faster closing under USD 10M — typically less than 14 days
Next steps: check the eligibility checker, review indicative rates, run the calculator or apply. Prefer to talk? Call +1 (302) 579-5439 or book a deal officer.
Indicative information only; not an offer of credit. All facilities are subject to credit approval, KYC and documentation.
People also ask
Is Westford a private credit fund?
No. Westford Capital Group is a direct commercial lender to businesses and project companies.
Is private credit more expensive than bank lending?
Generally yes, reflecting flexibility and risk appetite. Compare written term sheets on total cost, covenants and prepayment terms.
How are fees handled?
Any fees are set out in writing in your term sheet and facility agreement before you commit. Only pay into bank details confirmed in your signed agreement — never by gift card, crypto or to a personal account.
USD 1M+ facilities
Senior desk hours — Asheville & Dubai
Asheville, NC desk (HQ)
Mon–Fri 8 AM–5 PM local
Dubai desk · Business Bay – Bay Square
Mon–Fri 8 AM–5 PM local
Call +1 (302) 579-5439 or WhatsApp, or hold a 45-minute deal-officer slot below.
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