$1M+ commercial financing
Commercial financing of USD 1 million and above
Commercial financing above USD 1 million: unsecured, asset-backed and project structures, what lenders review and how Westford closes facilities under USD 10M in under 14 days.
Once a requirement passes USD 1M, structure matters as much as price. Westford Capital Group finances established businesses and sponsors from USD 1M up to USD 250M across the USA, Europe, Australia and Asia — secured, partially secured or, for qualifying borrowers, unsecured.
Facilities under USD 10M typically close in less than 14 days with complete documents.
Structures we use above USD 1M
- Senior term loans for expansion and acquisitions
- Revolving working-capital lines up to USD 2.5M unsecured
- Asset and equipment finance up to 100% of asset value
- Project and infrastructure finance USD 1M–250M
- Mining and energy facilities with offtake-linked repayment
What credit committee reviews
- Three years of financials and current-year forecast
- Debt service coverage and leverage
- Security package or negative pledge
- Sponsor experience and ownership
Next steps: check the eligibility checker, review indicative rates, run the calculator or apply. Prefer to talk? Call +1 (302) 579-5439 or book a deal officer.
Indicative information only; not an offer of credit. All facilities are subject to credit approval, KYC and documentation.
People also ask
What is the maximum Westford will lend?
Facilities range up to USD 250M per transaction, with syndication partners for larger requirements.
Can a $1M+ loan be unsecured?
Unsecured term loans run to USD 1M and unsecured lines to USD 2.5M. Above that, most facilities include some security or a structured package.
How fast can a $5M facility close?
For facilities under USD 10 million with complete documents, Westford typically closes in less than 14 days. Larger or project-level facilities follow a diligence timetable agreed up front.
How are fees handled?
Any fees are set out in writing in your term sheet and facility agreement before you commit. Only pay into bank details confirmed in your signed agreement — never by gift card, crypto or to a personal account.
USD 1M+ facilities
Senior desk hours — Asheville & Dubai
Asheville, NC desk (HQ)
Mon–Fri 8 AM–5 PM local
Dubai desk · Business Bay – Bay Square
Mon–Fri 8 AM–5 PM local
Call +1 (302) 579-5439 or WhatsApp, or hold a 45-minute deal-officer slot below.
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