Tender and contract finance for companies winning public and private contracts

Winning a contract often means spending months of payroll, materials and equipment before the first invoice is paid. Westford's tender and contract finance bridges that gap, underwriting the strength of the awarded contract and the buyer behind it.

Facilities range from USD 50,000 to USD 25 million with terms up to 60 months, drawn in tranches aligned to contract milestones. Collateral is optional where the contract and buyer support the credit.

What you can use it for

• Mobilisation and start-up costs on awarded contracts
• Materials and subcontractor payments
• Receivables funding against certified invoices
• Equipment needed to deliver the contract
• Bid preparation for qualified tenders

Who qualifies

Contractors, suppliers and service companies with an awarded or near-final public or private contract.

How the facility is structured

• Milestone-based drawdowns
• Repayment from contract receipts
• Terms up to 60 months
• Collateral optional

How to apply

1. Apply online in about ten minutes with basic company and project details.
2. A named deal officer reviews your application and requests supporting documents.
3. Receive an indicative term sheet outlining amount, rate, tenor and conditions.
4. Complete due diligence, sign the facility agreement and draw down funds.

Ready to start? Submit your application, check the eligibility checker, or review current indicative rates. Westford never requests upfront fees by wire, gift card or crypto — see our scam warning.

Frequently asked questions

Do I need an awarded contract?

An award or letter of intent is strongly preferred; bid-stage support is considered for experienced contractors.

Do you issue bid or performance bonds?

We are not a surety; we can work alongside your bonding provider and fund the working capital the contract requires.

Are there upfront fees?

No fees are charged before a signed agreement.