Loans & Products
Nine product families covering USD 50,000 to USD 200,000,000 — each with indicative pricing and flexible tenors.
*Indicative APR range. Subject to credit approval. Not an offer of credit.
Indicative rate
8.9% – 14.5%*
$50K – $5M · up to 10 yrs
Flexible term capital for entrepreneurs, professionals and growing companies.
Indicative rate
3.5% – 7.5%*
$50K – $10M · up to 15 yrs
Scholarship funding for students, scholarship programs, foundations, campuses and education providers.
Indicative rate
9.5% – 15.5%*
$50K – $5M · up to 3 yrs
Bridge and receivables-based funding for political, marketing and fundraising campaigns — repaid from pledged donations, sponsorships or contracted revenue.
Indicative rate
8.5% – 14%*
$50K – $25M · up to 5 yrs
Bid bonds, performance guarantees and mobilisation capital for companies bidding on or winning public and private tenders.
Indicative rate
7.9% – 13.5%*
$250K – $100M · up to 20 yrs
Bespoke capital for ventures that don't fit a standard box.
Indicative terms across all product families. Final pricing is subject to credit assessment, cash flow, collateral (where applicable), currency and tenor. Unsecured options require no collateral.
| Product | Amount | Tenor | Indicative rate | Collateral | Typical use |
|---|---|---|---|---|---|
| Personal & Business Loans | $50,000 – $5,000,000 | up to 10 yrs | 8.9% – 14.5% | Collateral optional | Expansion and new locations · Working capital and inventory |
| Unsecured Business Loan | $50,000 – $1,000,000 | up to 5 yrs | 10.9% – 17.5% | No collateral required | Hiring and expansion · Marketing and new contracts |
| Working Capital Line | $50,000 – $2,500,000 | up to 3 yrs | 11.5% – 18.9% | No collateral required | Seasonal inventory · Bridging receivables |
| Project Finance | $1,000,000 – $200,000,000 | up to 25 yrs | 6.5% – 11% | Secured | Greenfield construction · Brownfield expansion |
| Infrastructure Funding | $5,000,000 – $200,000,000 | up to 30 yrs | 5.75% – 9.5% | Secured | Transport corridors and terminals · Water and wastewater |
| Mining Finance | $2,000,000 – $150,000,000 | up to 15 yrs | 7.5% – 13% | Secured | Mine development · Processing & concentrator plants |
| Asset Financing | $50,000 – $50,000,000 | up to 10 yrs | 6.9% – 12% | Secured | Construction & mining equipment · Commercial vehicle fleets |
| Scholarships & Education Funding | $50,000 – $10,000,000 | up to 15 yrs | 3.5% – 7.5% | Collateral optional | Scholarship fund capitalisation · Campus and student housing |
| Campaign Finance | $50,000 – $5,000,000 | up to 3 yrs | 9.5% – 15.5% | Collateral optional | Political and election campaigns · Product launches and marketing campaigns |
| Tender & Contract Finance | $50,000 – $25,000,000 | up to 5 yrs | 8.5% – 14% | Collateral optional | Bid bonds and tender security · Advance-payment and performance guarantees |
| Career & Professional Development Finance | $50,000 – $2,000,000 | up to 10 yrs | 6.9% – 11.5% | No collateral required | Executive MBA and executive education · Professional certification and licensing |
| General Project Funding | $250,000 – $100,000,000 | up to 20 yrs | 7.9% – 13.5% | Collateral optional | New ventures and platforms · Hospitality and tourism |
*All rates indicative and subject to change. Not an offer or commitment to lend.
Submit a proposal in minutes. A Westford deal officer will respond within two business days.
