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Loans & Products

Financing built around your project

Nine product families covering USD 50,000 to USD 200,000,000 — each with indicative pricing and flexible tenors.

Westford deal officer agreeing financing terms with a client

Tasa indicativa

desde 3.5% APR*

Monto

USD 50K – 200M

Plazo

hasta 30 años

*Rango de TAE indicativo. Sujeto a aprobación de crédito. No constituye una oferta de crédito.

Tasa indicativa

8.9% – 14.5%*

Personal & Business Loans

Garantía opcional

$50K – $5M · hasta 10 años

Flexible term capital for entrepreneurs, professionals and growing companies.

  • Fixed or variable pricing
  • Terms 12–120 months
  • No early-repayment penalty
  • Cash-flow first; personal guarantee optional

Tasa indicativa

10.9% – 17.5%*

Unsecured Business Loan

Sin garantía

$50K – $1M · hasta 5 años

Signature, cash-flow term loan for established businesses — no property or asset security required.

  • No collateral required
  • Underwritten on cash flow and DSCR
  • Decision in ~5 business days

Tasa indicativa

11.5% – 18.9%*

Working Capital Line

Sin garantía

$50K – $2.5M · hasta 3 años

Unsecured revolving line sized to your revenue — draw, repay and redraw as cash cycles demand.

  • Revolving, revenue-based limit
  • Pay interest only on what you draw
  • No collateral required

Tasa indicativa

7.5% – 13%*

Mining Finance

Garantizado

$2M – $150M · hasta 15 años

Development, expansion and equipment capital for proven mineral resources.

  • Reserve-based lending
  • Offtake-linked facilities
  • Equipment & processing plant

Tasa indicativa

6.9% – 12%*

Asset Financing

Garantizado

$50K – $50M · hasta 10 años

Purchase-of-assets finance for fleets, machinery, aircraft, vessels and equipment.

  • Up to 90% of asset value
  • Hire purchase & leasing
  • Asset-secured pricing

Tasa indicativa

3.5% – 7.5%*

Scholarships & Education Funding

Garantía opcional

$50K – $10M · hasta 15 años

Scholarship funding for students, scholarship programs, foundations, campuses and education providers.

  • Scholarship fund programs and student cohorts
  • Deferred repayment options
  • Campus & facility build-outs
  • Pairs with Career Finance for graduates

Tasa indicativa

9.5% – 15.5%*

Campaign Finance

Garantía opcional

$50K – $5M · hasta 3 años

Bridge and receivables-based funding for political, marketing and fundraising campaigns — repaid from pledged donations, sponsorships or contracted revenue.

  • Advance against pledges, sponsorships and contracted media revenue
  • Cash-flow underwriting; collateral optional
  • Terms 3–36 months, drawn in phases
  • Compliance-aware structures for regulated political campaigns

Tasa indicativa

8.5% – 14%*

Tender & Contract Finance

Garantía opcional

$50K – $25M · hasta 5 años

Bid bonds, performance guarantees and mobilisation capital for companies bidding on or winning public and private tenders.

  • Bid bonds, advance-payment and performance guarantees
  • Mobilisation and contract-execution working capital
  • Secured by assignment of contract proceeds — no property required
  • Public, donor-funded and private tenders

Tasa indicativa

6.9% – 11.5%*

Career & Professional Development Finance

Sin garantía

$50K – $2M · hasta 10 años

Career-advancement funding for professionals and employers — executive education, professional certification, relocation and practice set-up.

  • Executive MBA, certifications and professional licensing
  • International relocation and practice set-up
  • Employer-sponsored talent and upskilling programs
  • No collateral required; deferred repayment available

Comparativa de productos

Condiciones indicativas para todas las familias de productos. El precio final depende del análisis de crédito, flujo de caja, garantías (cuando apliquen), moneda y plazo. Las opciones sin garantía no requieren colateral.

ProductoMontoPlazoTasa indicativaGarantíaUso típico
Personal & Business Loans$50,000 – $5,000,000hasta 10 años8.9% – 14.5%Garantía opcionalExpansion and new locations · Working capital and inventory
Unsecured Business Loan$50,000 – $1,000,000hasta 5 años10.9% – 17.5%Sin garantíaHiring and expansion · Marketing and new contracts
Working Capital Line$50,000 – $2,500,000hasta 3 años11.5% – 18.9%Sin garantíaSeasonal inventory · Bridging receivables
Project Finance$1,000,000 – $200,000,000hasta 25 años6.5% – 11%GarantizadoGreenfield construction · Brownfield expansion
Infrastructure Funding$5,000,000 – $200,000,000hasta 30 años5.75% – 9.5%GarantizadoTransport corridors and terminals · Water and wastewater
Mining Finance$2,000,000 – $150,000,000hasta 15 años7.5% – 13%GarantizadoMine development · Processing & concentrator plants
Asset Financing$50,000 – $50,000,000hasta 10 años6.9% – 12%GarantizadoConstruction & mining equipment · Commercial vehicle fleets
Scholarships & Education Funding$50,000 – $10,000,000hasta 15 años3.5% – 7.5%Garantía opcionalScholarship fund capitalisation · Campus and student housing
Campaign Finance$50,000 – $5,000,000hasta 3 años9.5% – 15.5%Garantía opcionalPolitical and election campaigns · Product launches and marketing campaigns
Tender & Contract Finance$50,000 – $25,000,000hasta 5 años8.5% – 14%Garantía opcionalBid bonds and tender security · Advance-payment and performance guarantees
Career & Professional Development Finance$50,000 – $2,000,000hasta 10 años6.9% – 11.5%Sin garantíaExecutive MBA and executive education · Professional certification and licensing
General Project Funding$250,000 – $100,000,000hasta 20 años7.9% – 13.5%Garantía opcionalNew ventures and platforms · Hospitality and tourism

*All rates indicative and subject to change. Not an offer or commitment to lend.

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