Funding hub
How funding works
A clear, six-stage path from first question to disbursement — with no upfront fees and no credit pull until underwriting.
1. Soft pre-qualification
Answer six questions. No credit pull, no approval decision — just an indicative fit.
2. Application & documents
Submit the online application with KYC, financials and project details.
3. Officer review
A deal officer reviews within two business days and may request more information.
4. Indicative terms
We issue non-binding indicative terms covering amount, tenor, pricing and security.
5. Underwriting & due diligence
Full credit assessment, valuations and legal review. Any credit checks happen here, with your consent.
6. Documentation & funding
Loan documents are signed and funds are disbursed to verified accounts only.
Soft pre-qualification
Check your indicative fit in 30 seconds
No credit pull and no impact on any credit file. This is an indication only — not an offer or approval. Final terms follow full underwriting.
Indicative result: Strong indicative fit
Frequently asked questions
Does the pre-qualification check affect my credit?
No. The soft pre-qualification uses only the figures you enter. No credit bureau is contacted and it is not an offer or approval.
How much can Westford fund?
Commercial facilities from USD 50,000 to USD 250 million, subject to underwriting.
Which markets do you serve?
Primarily the United States, Europe, the United Kingdom, Australia and Asia, with selected transactions elsewhere.
Do you charge upfront fees?
Westford never asks for an upfront fee to release a loan. Report any such request via our security page.
How long does funding take?
Initial review takes about two business days. Time to funding depends on deal size, collateral and due diligence.
Can I get help on WhatsApp?
Yes. Message +1 (302) 579-5439 on WhatsApp for application assistance.