Business loans in Phoenix
Key sectors: Semiconductors, Construction, Solar. Quoted in USD by agreement.
Business loans · USA
Business loans in the USA
Our primary market. Deal desks cover the Southeast, Texas, the Mountain West and the major coastal metros, financing operating companies and project sponsors from USD 50,000 to USD 250 million.
Unsecured option
USD 50K–1M with no collateral required, underwritten on revenue and repayment capacity.
Under 14 days
Facilities under USD 10 million typically close in less than 14 days from a complete application. USD 10M+ follow the stated project timetable.
Written terms first
Rate, fees and conditions in a term sheet before you commit. Sample term sheet
Sectors we finance most across USA
- Healthcare
- Construction
- Hospitality
- Logistics
- Technology
- Real estate
- Port logistics
- Manufacturing
- Energy services
- Energy
Arizona
California
Business loans in Los Angeles
Key sectors: Entertainment, Ports & trade, Apparel. Quoted in USD by agreement.
Business loans in San Francisco Bay Area
Key sectors: Technology, Biotech, Clean tech. Quoted in USD by agreement.
Colorado
Business loans in Denver
Key sectors: Aerospace, Clean energy, Construction. Quoted in USD by agreement.
Florida
Business loans in Tampa
Key sectors: Healthcare, Hospitality, Marine. Quoted in USD by agreement.
Business loans in Orlando
Key sectors: Hospitality, Simulation tech, Construction. Quoted in USD by agreement.
Business loans in Jacksonville
Key sectors: Port logistics, Healthcare, Fintech. Quoted in USD by agreement.
Business loans in Miami
Key sectors: Trade, Real estate, Hospitality. Quoted in USD by agreement.
Georgia
Business loans in Atlanta
Key sectors: Logistics, Film & media, Healthcare. Quoted in USD by agreement.
Illinois
Business loans in Chicago
Key sectors: Manufacturing, Logistics, Food processing. Quoted in USD by agreement.
Nevada
Business loans in Las Vegas
Key sectors: Hospitality, Construction, Logistics. Quoted in USD by agreement.
New York
Business loans in New York City
Key sectors: Real estate, Professional services, Healthcare. Quoted in USD by agreement.
North Carolina
Business loans in Charlotte
Key sectors: Financial services, Manufacturing, Motorsports. Quoted in USD by agreement.
Business loans in Raleigh
Key sectors: Life sciences, Technology, Construction. Quoted in USD by agreement.
Business loans in Asheville
Key sectors: Hospitality, Craft manufacturing, Healthcare. Quoted in USD by agreement.
Tennessee
Business loans in Nashville
Key sectors: Healthcare, Hospitality, Music & media. Quoted in USD by agreement.
Texas
Business loans in Dallas
Key sectors: Logistics, Real estate, Energy services. Quoted in USD by agreement.
Business loans in Austin
Key sectors: Technology, Construction, Healthcare. Quoted in USD by agreement.
Business loans in Houston
Key sectors: Energy, Petrochemicals, Port logistics. Quoted in USD by agreement.
Utah
Business loans in Salt Lake City
Key sectors: Technology, Outdoor products, Distribution. Quoted in USD by agreement.
State-specific guidance: business loans by state.
How to apply
- Check fit with the calculator and eligibility tool
- Submit the online application (about 10 minutes)
- Upload KYC, financial statements and use-of-funds documents
- Receive a decision in principle and written indicative term sheet
- Complete due diligence, sign, and draw funds
Frequently asked
- What business loans does Westford offer in the USA?
- Working-capital lines, unsecured business loans (USD 50K–1M, no collateral required, underwritten on repayment capacity), asset and equipment finance, and project finance up to USD 250M for companies in the USA.
- How fast is a decision?
- Facilities under USD 10 million typically close in less than 14 days from a complete application. For USD 10 million and above, a decision in principle typically follows within 10 business days, then a written indicative term sheet.
- Do you lend to consumers?
- No. Westford provides business-purpose financing to companies and project sponsors only.
- How are fees handled?
- Any fees are set out in writing in your term sheet and facility agreement before you commit. Only pay into bank details confirmed in your signed agreement — never by gift card, crypto or to a personal account.
Questions? Call +1 (302) 579-5439 · Verify us · All regions