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Business loans · USA

Business loans in the USA

Our primary market. Deal desks cover the Southeast, Texas, the Mountain West and the major coastal metros, financing operating companies and project sponsors from USD 50,000 to USD 250 million.

Westford Capital Group advisors reviewing a financing proposal
  • Unsecured option

    USD 50K–1M with no collateral required, underwritten on revenue and repayment capacity.

  • Decision in principle

    Typically within 10 business days of a complete application.

  • Written terms first

    Rate, fees and conditions in a term sheet before you commit. Sample term sheet

Sectors we finance most across USA

  • Healthcare
  • Construction
  • Hospitality
  • Logistics
  • Technology
  • Real estate
  • Port logistics
  • Manufacturing
  • Energy services
  • Energy

Arizona

California

Colorado

Florida

Georgia

Illinois

Nevada

New York

North Carolina

Tennessee

Texas

Utah

State-specific guidance: business loans by state.

How to apply

  1. Check fit with the calculator and eligibility tool
  2. Submit the online application (about 10 minutes)
  3. Upload KYC, financial statements and use-of-funds documents
  4. Receive a decision in principle and written indicative term sheet
  5. Complete due diligence, sign, and draw funds

Frequently asked

What business loans does Westford offer in the USA?
Working-capital lines, unsecured business loans (USD 50K–1M, no collateral required, underwritten on repayment capacity), asset and equipment finance, and project finance up to USD 250M for companies in the USA.
How fast is a decision?
Most applicants receive a decision in principle within 10 business days of a complete application, followed by a written indicative term sheet.
Do you lend to consumers?
No. Westford provides business-purpose financing to companies and project sponsors only.
How are fees handled?
Any fees are set out in writing in your term sheet and facility agreement before you commit. Only pay into bank details confirmed in your signed agreement — never by gift card, crypto or to a personal account.

Questions? Call +1 (302) 579-5439 · Verify us · All regions