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Our process

From proposal to drawdown in as little as 10–12 weeks

A transparent, seven-stage process — with the documents you'll need at each step.

Westford credit committee reviewing a mandate
  1. Stage 1 · Day 0

    Eligibility & proposal

    Take the soft eligibility check and submit an online proposal. No credit pull.

    Documents required

    • Project or business summary
    • Sponsor / company profile
    • Funding amount and use of proceeds
  2. Stage 2 · Days 1–5

    Initial review

    A deal officer reviews fit and holds an introductory call.

    Documents required

    • Last 2 years' financial statements
    • Ownership structure chart
    • KYC for directors and beneficial owners
  3. Stage 3 · Days 5–15

    Indicative term sheet

    We issue a non-binding term sheet covering pricing, tenor, security (if any — unsecured options available) and conditions.

    Documents required

    • Financial model or cash-flow forecast
    • Feasibility study (project deals)
    • Signed mandate letter
  4. Stage 4 · Weeks 3–8

    Due diligence

    Technical, legal, E&S and financial diligence, with independent advisers where required.

    Documents required

    • Permits and licences
    • Material contracts (EPC, offtake, concession)
    • E&S impact assessment
    • Insurance program
  5. Stage 5 · Weeks 8–11

    Credit approval & documentation

    Investment committee approval followed by the facility agreement and, for secured facilities only, security documents.

    Documents required

    • Board resolutions
    • Legal opinions
    • Account documents (security documents for secured facilities only)
  6. Stage 6 · Week 10–12

    Closing & drawdown

    Conditions precedent satisfied; first drawdown funded.

    Documents required

    • CP checklist sign-off
    • Drawdown notice
    • Evidence of equity contribution
  7. Stage 7 · Ongoing

    Monitoring & support

    Your relationship team supports reporting, waivers and follow-on capital.

    Documents required

    • Quarterly management accounts
    • Annual audited financials
    • Covenant compliance certificates

Timelines are indicative and vary by deal complexity and jurisdiction.

Prêt à financer votre prochaine étape ?

Soumettez une proposition en quelques minutes. Un chargé d’affaires répond sous deux jours ouvrés.