Skip to content

Our process

From proposal to drawdown in as little as 10–12 weeks

A transparent, seven-stage process — with the documents you'll need at each step.

Westford credit committee reviewing a mandate
  1. Stage 1 · Day 0

    Eligibility & proposal

    Take the soft eligibility check and submit an online proposal. No credit pull.

    Documents required

    • Project or business summary
    • Sponsor / company profile
    • Funding amount and use of proceeds
  2. Stage 2 · Days 1–5

    Initial review

    A deal officer reviews fit and holds an introductory call.

    Documents required

    • Last 2 years' financial statements
    • Ownership structure chart
    • KYC for directors and beneficial owners
  3. Stage 3 · Days 5–15

    Indicative term sheet

    We issue a non-binding term sheet covering pricing, tenor, security (if any — unsecured options available) and conditions.

    Documents required

    • Financial model or cash-flow forecast
    • Feasibility study (project deals)
    • Signed mandate letter
  4. Stage 4 · Weeks 3–8

    Due diligence

    Technical, legal, E&S and financial diligence, with independent advisers where required.

    Documents required

    • Permits and licences
    • Material contracts (EPC, offtake, concession)
    • E&S impact assessment
    • Insurance program
  5. Stage 5 · Weeks 8–11

    Credit approval & documentation

    Investment committee approval followed by the facility agreement and, for secured facilities only, security documents.

    Documents required

    • Board resolutions
    • Legal opinions
    • Account documents (security documents for secured facilities only)
  6. Stage 6 · Week 10–12

    Closing & drawdown

    Conditions precedent satisfied; first drawdown funded.

    Documents required

    • CP checklist sign-off
    • Drawdown notice
    • Evidence of equity contribution
  7. Stage 7 · Ongoing

    Monitoring & support

    Your relationship team supports reporting, waivers and follow-on capital.

    Documents required

    • Quarterly management accounts
    • Annual audited financials
    • Covenant compliance certificates

Timelines are indicative and vary by deal complexity and jurisdiction.

¿Listo para financiar su próximo hito?

Envíe una propuesta en minutos. Un ejecutivo responderá en dos días hábiles.