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Unsecured

Unsecured Business Loan

Sin garantía

Signature, cash-flow term loan for established businesses — no property or asset security required.

Tasa indicativa
10.9% – 17.5%*
Monto
$50K – $1M
Plazo
hasta 5 años
Solicitar UnsecuredCalcular pagosTerm sheet indicativoReservar una llamadaListas de verificación

*Rango de TAE indicativo. Sujeto a aprobación de crédito. No constituye una oferta de crédito.

Business owner agreeing an unsecured term loan with a Westford officer
Importe
$50,000 – $1,000,000
TAE indicativa*
10.9% – 17.5%
Tasa representativa
12.9%
Plazo máximo
60 meses (5 años)

*Solo indicativo. Sujeto a aprobación crediticia.

Estimar cuotas

$1,000,000 · 5 años · 12.9%

$22,702 /mes

Abrir calculadora

Our Unsecured Business Loan is a signature, cash-flow term loan for established businesses that want growth capital without pledging property, equipment or personal assets.

We underwrite on the strength of your revenue, margins and debt-service coverage — not on what you can put up as security. Facilities from USD 50,000 to USD 1,000,000 amortise monthly over up to five years.

Características clave

  • No collateral required
  • Underwritten on cash flow and DSCR
  • Decision in ~5 business days

Elegibilidad

  • 2+ years of trading history
  • Annual revenue of at least USD 250,000
  • Debt service coverage of at least 1.25x on historical cash flow
  • Clean KYC/AML and beneficial-ownership disclosure

Uso de los fondos

  • Hiring and expansion
  • Marketing and new contracts
  • Inventory and equipment under USD 250K
  • Refinancing costlier short-term debt

Covenants típicos

  • Minimum DSCR 1.25x tested semi-annually
  • Negative pledge — no new secured debt without consent
  • Maximum Net Debt / EBITDA 3.0x
  • Annual accounts within 120 days

Calendario de disposiciones

Single drawdown at closing.

Term sheet indicativo

Términos indicativos — Unsecured Business Loan

Prestatario
[Operating Co.], a limited liability company
Importe
Up to USD 1,000,000
Plazo
Up to 60 months
Precio
Fixed 12.9% p.a. (indicative)
Comisiones
Arrangement 1.0%; no prepayment fee after month 6
Garantías
Unsecured; negative pledge and financial covenants (DSCR ≥ 1.25x)
Amortización
Equal monthly instalments of principal and interest
Abrir term sheet imprimible

¿Listo para financiar su próximo hito?

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